you have ever had your license taken away, the state you live in
might require you to submit a form indicating you have a minimum
amount of auto insurance before they reinstate your license. This is
known as an SR-22. Here are some facts about this form you may need
to know about it.
Exactly Is It?
though it is sometimes referred to as insurance, Sr22
is not really insurance. It is just a form that your insurance
company submits to your state’s Department of Motor Vehicles. It is
simply a declaration of financial responsibility stating that you do
indeed have auto insurance. It will be required before the state will
reinstate your driver’s license.
Do You Need It?
you need an SR-22 form when your license is revoked for one of the
following reasons: operating under the influence, excessive tickets
or violations, court-ordered suspensions, or causing an accident
while not possessing insurance. An SR-22 form cannot be submitted by
you, only by the insurance company, so you will have to find an
insurance company that submits them on your behalf. All of the major
insurance carriers perform this action, but there are some minor ones
that do not.
How Long Is It Needed?
states require that you hold the Sr22
Insurance in Peoria for a period of one
to three years. After this period, the insurance company is not
required to submit the form on your behalf.
you need an SR-22, contact Accurate
Auto Insurance today!
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